You may have a cost list, a business idea and a quiet worry that the plan is too optimistic.
Free first-sale budget check
Will your savings last until first sale?
Check your startup costs, personal monthly burn and early purchases before you spend your own money.
No bank login. Rounded numbers are fine. No card required.
Know what can wait before you buy
You see your time buffer, the main red flag, the costs to delay and one practical step for this week.
A startup cost total leaves the hardest question open
A cost total tells you what the launch may require. It does not show how long your savings can carry both business spending and personal living costs before the first sale.
Budget buffer
See how many months your risk budget may last under your assumptions.
Decision state
Get a clear state: start lean now, start after cuts, wait and reduce risk, or add better assumptions.
Next step
Leave with one practical action for this week.
Use rough planning numbers
You do not need perfect data. You need the numbers that shape the spending decision.
Business idea
A short description of what you want to start.
Risk budget
Money you can consciously risk, separate from rent, food and emergency funds.
Monthly burn
Your rough living cost during the first-sale period.
Startup costs
One-time costs before the first sale.
Planned purchases
Things you are tempted to buy now.
First customer status
Whether you already have a paid offer, customer or serious lead.
Do not enter bank logins, account numbers, documents or private identifiers.
Answer, review, then decide what waits
Describe the business
Tell us the business type, stage, region and first-customer status.
Add rounded numbers
Enter your risk budget, monthly burn, startup costs, recurring costs and planned purchases.
Review the budget buffer
See the core result and full checklist on screen before you spend more.
Free to run, no card required
First-sale budget check
0 €
You do not need an account, card or paid plan to see the core result and full checklist on screen.
Questions people ask before starting
Do I need to connect my bank?
No. StartupCostCheck uses manual ranges and planning assumptions. Do not enter bank logins, account numbers or documents.
Can I use rounded numbers?
Yes. Rounded numbers are expected. The result helps you reason about budget buffer without false precision.
Will I see the result without email?
Yes. You see the core result, full checklist and shareable decision card on screen.
Is StartupCostCheck financial advice?
No. It is a planning and decision-support tool. It is not financial, legal, tax, accounting or career advice.
Can it tell me whether to quit my job?
No. StartupCostCheck can show budget buffer, red flags and next steps. It cannot tell you to quit a job or risk essential household money.
Free check
Run your first-sale budget check
Answer a few questions with rounded numbers. The result estimates your budget buffer, shows key cuts and flags assumptions worth checking before you spend.
No bank login. No documents. No card.
Results come from a deterministic calculator, no AI generation.
Start after cuts
Budget buffer3 month time buffer
First cut to reviewDelay anything that does not help first sale.
Check the budget buffer before you spend
Run a free first-sale budget check and see whether your plan can reach first sale before your money gets too tight.
Check my budget